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We are investment advisors using fintech, we are not a trading platform. Our goal is to make investing around the world easy, cheap, and easy to understand — especially for beginners, young people, tech-savvy students, millennials, Gen Z, and anyone who doesn’t have a lot of money yet. We want everyone to have the opportunity to create global wealth for themselves and their families.
Why People Choose DigiWealth
You can invest across the whole world with Digiwealth to advise you.
You don’t need much money (start from R 500 per month) or make a lump sum investment.
It’s perfect for people who want to save for themselves and their families without high fees or getting confused.
What Digiwealth Offers You
You can invest in our xAI ready-made plans with different risk levels and own part of companies such as Apple,, TESLA etc.
We have very low fees, you can easily check your investments, add more or get your money back.
Everything is low-cost, honest, and focused on growing your money over the long term .
Is It Legit and Safe? Yes!
We are approved by the financial watchdog (called the FSCA). Our licence number is FSP 55173.
We are active on social media (LinkedIn, X, Facebook, Instagram, Tik Tok) so we are real people.
You can WhatsApp us at any time at 082 759 2318 call 021 975 2535 or 072 191 0492.
An independent website checker (Scamadviser) confirms www.digiwealth.co.za is real and safe.
We never have direct control of your money. Your money is safe at an independent bank.
3 Easy Steps to Start Investing
Step1. Select “Start Investing” on www.digiwealth.co.za and enter your information or we can send you the application.
Step2. Digiwealth will verify your information and open your investment account on the platform.
Step 3. Deposit money at an independent bank, we give you advice and select your fund.
OR
Send us proof of your ID (card or green book) and bank account and we can do it for you.
We have three investment plans to suit different people. The great thing about all of them is:
1. There’s no fixed period — you can take your money out anytime or add more as well.
2. You can check your profits every day.
3. See full details here:https://www.digiwealth.co.za/funds
1. xAI Global Safety Plan : This is the safest plan. It’s for people who don’t want to lose any money, even for a short time. Best for careful investors. It invests in very safe things like government bonds, inflation-protected bonds,and cash.
2. xAI Global Balanced Plan : This is the middle option — medium risk and medium returns. You might lose a little money in the short term, but it usually grows better over a longer time. Best for moderate investors. It mixes global company shares, bonds, property, and cash.
3. xAI Global Growth Plan : This is the highest risk, highest reward plan. Your money can go up and down a lot in the short term, but it has the biggest potential to grow over time. Best for aggressive (bold) investors who are okay with some ups and downs. It invests in top global companies like Tesla, Meta (Facebook), Microsoft, and others.
Digiwealth is a real company with real people. We are long term investors using Fintech - we are NOT a day trading platform. We know you have worked hard for your money and we take our responsibility to you and your family very seriously. We strongly recommend that you do NOT try to day trade on your own using trading apps or platforms
Regulation - Digiwealth is an authorised Financial Services Provider (FSP 55173) approved by the FSCA (Financial Sector Conduct Authority) and you can check at www.fsca.co.za or by calling them at 0800 20 37 22. Regulated FSPs must follow strict rules.
Our partners - we are approved by major financial institutions and platforms such as Satrix, EasyEquities, Sanlam, Allan Gray, and INN8 (Stanlib). Moonstone Compliance serves as our independent compliance officer.
Access to your money - All your money is held by an independent bank. Digiwealth has no access to your money.
Company presence - Registered as Digiwealth Pty Ltd. We have active X, Facebook, LinkedIn, Instagram accounts so you can see we are real. You can also visit us at 13 Belvedere Street, Durbanville, Cape Town, South Africa or you can contact us on WhatsApp at 082 759 2318, direct at 072 191 0492 or on our land line at 021 975 2535 or via the website
Management team - We have a strong team of leaders with more than 100 years of combined global experience and a culture of trust and accountability.
Trust checks: Scamadviser gives us a good trust score, noting a valid SSL certificate and no major red flags. No scam reports, negative reviews on Trustpilot/Hellopeter, or complaints in searches.
Here's how the process works, easy, step by step:
South Africa was once the unchallenged economic powerhouse of Africa, but its global GDP share has declined by over 30% to approx 0.4% of global GDP since 1994. Your house and car and a big part of your pension are already all invested in South Africa.
Investing globally gives you access to great industries like Ai, Tech, Robotics etc not easily available to local investors. Everyone can now own part of NVIDIA, Apple, META etc
Investing globally gives you protection against long term Rand depreciation and local inflation which erodes your wealth. Your investment returns MUST exceed inflation else you are getting poorer
We offer 3 risk profiled global solutions as follows
Not understanding your investment goals and how to achieve them.
Thinking that past performance predicts future performance.
Reacting to social media posts instead of data and investing on fear or greed.
Digiwealth’s process helps reduce these risks through:
A clear risk profiled plan (Aggressive, Moderate, Conservative) that matches your goals.
Investment plans that invests globally as well as curated 3rd party single manager funds.
A structured way to invest using our ACE model, which guides our investments decisions based on future asset classes (shares, bonds, cash etc) risk and returns.
Building wealth comes from staying invested and following a consistent strategy.
Yes. It's your money and you are empowered to easily get your money back. You can instruct us or you can do it yourself online or using the app by selecting a simple "Sell" button
Your money usually reaches your South African bank account in 2 to 3 business days
No upfront or exit fees, no lock-ins, no penalties
ACE is our asset class expectations model. We analyse global economic data to help determine which asset classes, sectors and industries offer the most attractive opportunities.
Why ACE improves outcomes:
90% of fund performance is a result of asset allocation and not individual stock selection.
Example. We invest into the US tech sector (Asset Allocation) using an ETF rather than researching every company in US Tech sector to find overpriced / underpriced opportunities (Stock selection)
A simple online questionnaire that identifies your comfort with risk and investment behaviour.
What it helps us understand:
Your investment time horizon.
Your behaviour when markets rapidly go up or down.
Growth expectations.
Start completing the questionnaire found here.
Option 1: Offshore Feeder Funds (Smaller amounts)
Invest in rands and get paid back in Rands.
No tax clearance required.
No foreign bank account needed.
Easy Rand contributions and withdrawals into your South African bank account.
Option 2: Direct Offshore Investing (large amounts)
Invest using Single Discretionary Allowance (SDA) or Foreign Investment Allowance (FIA).
Suitable for R1 million or more.
Funds can remain in offshore account.
Ideal for long term global wealth.
Both options give you access to the same global ETF funds.
You can begin investing globally from R500 per month.
You can invest a lump sum amount
You can even setup a monthly recurring investment debit order or EFT (Electronic fund transfer)
No, we aim to democratise global investing so anyone can start investing today but the sooner the better the long term benefits
We guide you through:
A three minute online questionnaire for a personalised risk profile
A globally diversified selection of global investment plans tailored to your goals
You focus on the outcome. We handle the complexity of investing
We are not a day trading platform, we are long term investment advisors using fintech to offer a better product at cheaper fees to everyone.
We are approved by the local regulator (FSCA) so we are legit.
We match your investment goals with the right investment plan.
Daily valuations and liquidity at significantly lower fees.
We offer globally diversified risk profiled plans with no region, industry or product bias.
Technology that improves discipline and consistency at lower fees.
Digiwealth (Pty) Ltd is an authorised Financial Service Provider (FSP 55173).
We comply with all FSCA requirements to ensure transparent advice, responsible digital processes, and the secure handling of your personal information.
