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Risk profile

Find the ‍Plan ‍That suits You

Every investor is different. Calculate your risk profile and choose the xAI Plan that suits you.

3 easy steps to start investing

Step 1.

Select “Start Investing” and enter your information.

Step 2.

Digiwealth will open your investment account on the platform.

Step 3.

Deposit money into a safe bank account and select your investment plan.

risk profiles

We guide you through a simple, interactive online questionnaire that analyses your risk appetite, return expectations, and investment behaviour. Our digital tool then calculates your risk profile to help match to you with the most suitable xAI Plan.

Conservative

Conservative investors focus on keeping their money safe and avoiding big market swings. Best suited to xAI Global Safety Plan

Moderate

Moderate investors try to grow their money while also keeping it safe. Best suited to the xAI Global Balanced Plan

Aggressive

Aggressive investors focus on long performance and accept some short-term losses occur. Best suited to the xAI Global Growth Plan

how it works

Answer a short set of questions about your risk, returns and investment experience to determine if you are a Aggressive, Moderate or Conservative investor. We comply with the Protection of Personal Information Act (POPI Act, No. 4 of 2013).

Complete Risk Profile

Our digital tool instantly processes your answers and identifies whether you are a Conservative, Moderate, or Aggressive investor.

Choose a fund that fits your risk profile and keeps you invested confidently through all market conditions.

Explore Funds

We'll send you our onboarding steps to get you started.

Start investing

Transfer funds into your investment account with us to begin investing for long term wealth.

WHY YOUR RISK PROFILE MATTERS

Choosing the correct risk level helps you stay invested comfortably and grow with confidence.

AUTOMATED OVERSIGHT AND MONITORING

Our fintech and AI systems automatically rebalance your risk profiled plan to be aligned with your goals.

EMPOWERMENT THROUGH CLARITY

Track your growth and protect your wealth.