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Philosophy

Our Investment Philosophy

Our investment approach is guided by our Asset Class Expectations (ACE) model that combines data, technology, global insights and human experience.

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3 easy steps to start investing

Step 1.

You select “Start Investing” from main menu.

Step 2.

We setup your investment account on the SATRIX / Easy Equities platform.

Step 3.

You deposit funds into SATRIX / EasyEquities bank account and select your Digiwealth investment plan.

asset Class expectations (ACE): The Engine

At the core of our philosophy is our forward-looking Asset Class Expectations Model (ACE), a 12–18-month asset class outlook. It determines the optimal mix of global shares, bonds, property, and cash for every fund before they happen.

Why ACE drives better investment outcomes

ACE helps you:

Identify best opportunities before they happen.

Invest globally with clarity.

Reduce emotional decisions.

Diversify intelligently.

Improve long-term outcomes.

Inside the ACE Methodology

We analyse long-term market behaviour and global economic trends.

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We apply traditional quantitative models, such as Markowitz mean-variance optimisation and Black Litterman modelling.

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We then forecast and apply expected performance across asset classes for the next 12 to 18 months to get the optimal mix.

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We implement the strategy using Exchange Traded Funds (ETF) because of their low costs and daily liquidity.

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ACE Snapshot Example (Illustration Only)

Explore Plans

Get Latest ACE Report

Asset Class	Expected Return Outlook	Rating (1–5)	Short Comment
Gold & Precious Metals	Strongly positive	1	Central-bank buying, de-dollarization trend, safe-haven demand
US Equities	Moderately positive	2	High valuations but continued AI-driven earnings growth
Emerging Market Equities	Moderately positive	2	China stimulus + commodity recovery, but geopolitical risks
Commodities (broad)	Moderately positive	2	Supply constraints + green transition demand
Cash / Money Markets	Neutral to slightly negative	3-4	Real yields still positive but expected Fed cuts in 2026
US Treasury Bonds	Moderately positive	4	Higher-for-longer rates, growing deficits

How We use ACE

Research shows that over 90% of long-term returns come from asset allocation decisions, while stock selection contributes less than 10%. That’s why we implement our strategies using low-cost, broadly diversified ETFs from South Africa leading, trusted ETF providers. (SATRIX & EasyEquities)
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This ensures:

Transparent low fees

Daily liquidity & valuation

Broad diversification

Low stock picking risk