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Philosophy

Data Driven. Human Inspired.

Our investment approach is guided by Asset Class Expectations (ACE) model. Our proprietary ACE Model combines data, technology, global insights and human experience to deliver clear, forward-looking views – helping you invest with confidence.

asset Class expectations (ACE): The Engine Behind Every Fund

At the core of our philosophy is our forward-looking (ACE), a 12–18-month outlook powered by cutting-edge data, technology, and global expertise, empowering you to invest with confidence. It determines the optimal mix of shares, bonds, property, and cash for every fund before they happen.

Why ACE drives better investment outcomes

ACE helps you:

Identify best investment opportunities before they happen.

Invest globally with clarity.

Reduce emotional decisions.

Diversify intelligently.

Improve long-term outcomes.

Inside the ACE Methodology

We analyse long-term market behaviour and global economic trends.

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We apply traditional quantitative models, such as Markowitz mean-variance optimisation and Black Litterman modelling.

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We then forecast and apply expected performance across asset classes for the next 12 to 18 months to get the optimal mix.

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Scores range from
1 to 5:
> 1 to 2 = Strong outlook.
> 3 = Neutral.
> 4 to 5 = Less favourable.
Lower is better.

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ACE Snapshot Example (Illustration Only)

Explore Funds

Get Latest ACE Report

Asset Class	Expected Return Outlook	Rating (1–5)	Short Comment
Gold & Precious Metals	Strongly positive	1	Central-bank buying, de-dollarization trend, safe-haven demand
US Equities	Moderately positive	2	High valuations but continued AI-driven earnings growth
Emerging Market Equities	Moderately positive	2	China stimulus + commodity recovery, but geopolitical risks
Commodities (broad)	Moderately positive	2	Supply constraints + green transition demand
Cash / Money Markets	Neutral to slightly negative	3-4	Real yields still positive but expected Fed cuts in 2026
US Treasury Bonds	Moderately positive	4	Higher-for-longer rates, growing deficits

How We Implement ACE in Your Fund

Research shows that over 90% of long-term returns come from asset allocation decisions, while stock selection contributes less than 10%. That’s why we implement our strategies using low-cost, broadly diversified ETFs from leading, trusted ETF providers.
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This ensures:

Transparent low fees

Daily liquidity & valuation

Broad diversification

Low stock picking risk